When looking for car insurance it is important to shop around. Different companies use different metrics in the quotes they provide to you. If you are looking for a cheap car insurance company, the company that offers you a cheap monthly payment may be different then the company that offers your parents a cheap rate.
How is this possible?
Different factors are taken into consideration when a quote is provided to a potential customer. One company may put heavy emphasis on level of education and if you own or rent a home while another may put more weight on your past driving record and they type of car you drive. The fact of the matter is each company has their own formula on how they process their rate quotes.
So how can you get cheap car insurance?
The best way to get a low insurance quote is to shop around. Take some time and get quotes from multiple companies. Or use our site which lets you compare car insurance rates. By getting multiple quotes you’ll be able to find a auto insurer that quotes well for your specific demographic. Whether you live with your parents and have a beat up Jeep Cherokee or own a home and drive a fancy sports, there is an insurance company out there that will provide you with quality insurance at a low cost. You may just have to work to find them. Start with the big players and use their rates as measuring sticks against some of the smaller auto insurance companies. This will allow you to see if you should be be going with a big brand or a mom and pop shop. If customer service is important to you, you may want to go with a smaller shop that really cares about their customers. If you are solely looking for cheap insurance nothing else, one of the big guys may be the best fit!
